Will the insurance company compensate if the car is flooded due to heavy rain?

[LukeDella]

Waterlogging insurance only covers damage to the vehicle's engine. Damage to other parts of the vehicle caused by water ingress will be compensated according to the terms of the vehicle damage insurance. Here are the relevant details: 1. Vehicle Damage Insurance: Vehicle damage insurance refers to a type of commercial auto insurance where the insurance company compensates within a reasonable range for damage to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. 2. Waterlogging Insurance: Waterlogging insurance, also known as auto loss insurance or engine special loss insurance, is called differently by various insurance companies but is essentially the same. This is a newly derived type of insurance, referring to an additional insurance purchased by the car owner specifically for the engine.