Will the insurance company compensate if the car is burned by an external fire source?

1 Answers
StCassandra
07/30/25 8:02am
As long as the vehicle damage insurance is purchased, the insurance company will compensate for the vehicle burned by an external fire source. Scope of claims for vehicle damage insurance: Collision, overturning, fire, explosion, collapse of external objects, falling of airborne objects, lightning strike, storm, tornado, rainstorm, flood, tsunami, ground collapse, ice collapse, cliff collapse, avalanche, hail disaster, mudslide, landslide, ferry carrying insured vehicles suffering from natural disasters, etc. Collision refers to the direct contact between the insured vehicle and external objects. Artificial scratches on the insured vehicle are not covered by the vehicle damage insurance. Overturning refers to the insured vehicle overturning due to natural disasters or accidents, losing its normal state and driving ability, and being unable to resume driving without rescue. When the insured vehicle suffers losses due to natural disasters or accidents within the scope of insurance liability, the insurer shall compensate according to the provisions of the insurance contract. Insurance precautions: Report the case within 48 hours after the accident. Provide relevant policy information, such as policy number, name of the insured, license plate number, vehicle model, vehicle color, etc. Also, provide case details, including time, location, people involved, cause, process, and result.
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