Will the insurance company compensate for vehicles submerged in heavy rain?

[CeciliaFitz]

For such vehicle losses caused by heavy rain, the insurance company will cover the damages. Below are the compensation scenarios for water-damaged vehicles under different circumstances: 1. Vehicle submerged while parked: If the car is submerged while parked and the owner has previously purchased auto damage insurance, the insurance will compensate. If the vehicle is damaged during heavy rain by falling objects from heights, collapsed utility poles, or floating debris, these are all covered under the auto damage insurance. 2. Vehicle submerged while driving with a secondary start: If the car stalls while driving through water and the driver attempts a secondary start, regardless of whether the old version of water-related damage insurance purchased before the insurance reform on September 19, 2020, or the new version of auto damage insurance is in place, the insurance company has the right to refuse compensation for engine damage caused by such actions.