Will the insurance company compensate for vehicle spontaneous combustion?
1 Answers
Whether spontaneous combustion of a vehicle will be compensated depends on the cause of the spontaneous combustion. Below is relevant information on whether compensation will be provided: 1. If the spontaneous combustion is caused by a malfunction of the vehicle itself, the insurance company will compensate. 2. If the spontaneous combustion is caused by hazardous materials placed inside the vehicle, the insurance company will not compensate. Below is relevant information about spontaneous combustion insurance: 1. Spontaneous combustion insurance is an additional coverage under motor vehicle loss insurance. Vehicle owners can only purchase spontaneous combustion insurance after they have insured their vehicles under motor vehicle loss insurance. 2. Spontaneous combustion insurance compensates for the loss of the insured vehicle caused by spontaneous combustion and the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle. However, the exclusions in the policy terms and indirect losses caused by spontaneous combustion are not covered. If the spontaneous combustion is caused by a malfunction of the vehicle itself, the insurance company is responsible for compensating the insurance claim.
