Will the insurance company compensate for the adjacent car if a vehicle catches fire on its own?

1 Answers
Bethany
07/30/25 10:46am
If a vehicle catches fire on its own and damages the adjacent car, the insurance company is required to provide compensation. Below is relevant information about compensation for adjacent cars when a vehicle self-ignites: Insurance Companies: After a vehicle catches fire on its own, the insurance company needs to provide corresponding compensation based on the extent of the vehicle's damage. It is understood that different insurance companies have slight variations in their policy regulations, but they are generally similar. Spontaneous Combustion Insurance: Spontaneous combustion insurance covers fires caused by the vehicle's own issues and is closely related to the vehicle's quality. If a new vehicle catches fire during the warranty period, as long as human factors can be ruled out, it is not the consumer's responsibility. Spontaneous combustion insurance is a type of coverage specifically designed for quality issues with the vehicle itself. Therefore, consumers do not need to purchase spontaneous combustion insurance for their vehicles during the warranty period.
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