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Will the insurance company compensate for hail damage to a car?

1 Answers
MariaMarie
07/24/25 5:10am
Whether the insurance company compensates for hail damage to a car depends on the situation. Here is some information about hail damage to cars: 1. Compensation: To receive compensation from the insurance company, you must first purchase the "No Deductible" insurance. This is an additional coverage. When the car is damaged, the insurance company will only compensate for a portion of the cost, and the remaining amount must be borne by the car owner. 2. Hail damage: If the car owner has purchased the "No Deductible" insurance, the insurance company will compensate for all the losses. It is advisable to purchase the "No Deductible" insurance if conditions permit. If the car's windows, hood, or roof are damaged by hail and the "No Deductible" insurance has been purchased, the insurance company will compensate the car owner.
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How many more kilometers can a car drive after exceeding the maintenance mileage?

It can still drive an additional 1,000 kilometers after exceeding the maintenance mileage. However, frequently exceeding the maintenance mileage will increase engine wear. Hazards of exceeding car maintenance mileage: When engine oil exceeds the maintenance mileage, its fluidity deteriorates, and its viscosity properties change. The engine does not receive sufficient lubrication, leading to increased wear and higher fuel consumption. When coolant exceeds the mileage, the cooling system's heat dissipation performance declines. Deteriorated coolant can easily form scale within the system, reducing the engine's heat dissipation efficiency. Excessive temperatures can easily cause the engine compartment to catch fire. When brake fluid exceeds the maintenance mileage, it deteriorates, and its boiling point decreases. Prolonged or frequent braking can cause the brake fluid temperature to rise, leading to boiling. The formation of air bubbles in the system directly results in weak or failed braking. Precautions for car maintenance: Perform vehicle maintenance according to the specified time or mileage, and avoid exceeding it by too much. Regularly check the tire condition for cracks, bulges, scratches, or abnormal wear. If any components show abnormalities, promptly send the vehicle to a repair shop for inspection. After each maintenance, reset the maintenance light and related parameters, and clean up any spilled fluids to prevent damage to vehicle components.
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How Long Does the Subject 1 Exam Take?

You need to wait 10 days before scheduling the exam. According to the "Regulations on the Application and Use of Motor Vehicle Driver's Licenses," the Subject 1 make-up exam allows two attempts on the same day. If you fail the first attempt, you can take a second free make-up exam. If you fail the second attempt, the Subject 1 exam is terminated. Subject 1, also known as the theoretical exam or driver theory test, is part of the motor vehicle driver's license assessment. The exam covers driving theory basics, road safety laws and regulations, local regulations, and related knowledge. The exam is computer-based and has a time limit of 45 minutes. A passing score for Subject 1 is 90 out of 100, with the test consisting of 100 questions, including single-choice and true/false questions, each worth 1 point. If you answer 11 questions incorrectly, the system will automatically submit the exam and end the test. Subject 1 Exam Content: Driver's license and motor vehicle management regulations; road traffic conditions and rules; road traffic safety violations and penalties; road traffic accident handling regulations; basic knowledge of motor vehicles; local regulations; knowledge of braking systems and safety devices for large and medium-sized passenger and cargo vehicles; specialized knowledge for wheeled self-propelled machinery, trams, and trolleybuses. Subject 1 Exam Notes: During the exam, candidates must dress appropriately—no slippers are allowed. Electronic devices and bags are prohibited in the exam room. Bring your ID card and queue to enter the waiting hall. Observe the instructions and procedures on the large screen, and store personal belongings in lockers before entering the exam room. Upon entering, verify your identity at the assigned station, find your seat, and begin the exam. Ensure the camera is aligned with you and follow exam discipline. If you fail the first attempt, you can retake the exam the same day. If you fail again, you must pay to reschedule. After the exam, queue to collect your score report and sign it—unsigned reports are invalid. There is no limit to the number of times you can schedule the Subject 1 exam. Each subject exam allows one attempt, with one make-up exam if you fail. If you do not take the make-up exam or fail it, the exam is terminated, and you must reschedule. In contrast, Subject 2 and Subject 3 only allow five exam attempts, and rescheduling must occur 10 days later. If you fail the Subject 3 safe driving knowledge test, your passing score for the road driving skills test remains valid. The driver's license exam consists of three subjects: Subject 1, Subject 2, and Subject 3. Subject 1 refers to the road traffic safety laws, regulations, and related knowledge exam; Subject 2 refers to the field driving skills exam; Subject 3 is divided into two parts: road driving skills and safe driving knowledge. The safe driving knowledge test is conducted after Subject 3, so it is commonly referred to as Subject 4, although the official term (under the Ministry of Public Security's Order No. 123) does not include "Subject 4."
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What is the standard tire pressure for Geely Emgrand?

The normal tire pressure range for Geely Emgrand is 2.4-2.5bar. Due to seasonal factors, the tire pressure can be appropriately increased by 0.2bar in winter and reduced by 0.1bar in summer. This data is based on the international GBT2978-2008 standard. The Emgrand's TPMS tire pressure monitoring system does not display the specific pressure and temperature values of each tire, but only shows a TPMS warning symbol and an abnormal tire pressure warning symbol. These two symbols are located on the dashboard below the front of the driver's seat. Generally, a tire pressure exceeding 2.8bar is considered too high, while a tire pressure below 2.0bar is considered too low. Hazards of excessive tire pressure: Reduced tire friction and adhesion, affecting braking performance; causes steering wheel vibration and deviation, reducing driving comfort; accelerates wear on the central tread pattern, shortening tire lifespan; increases vehicle vibration, indirectly affecting the lifespan of other components; overstretches tire cords, reducing elasticity and increasing the load on the vehicle during driving. Hazards of insufficient tire pressure: Increases friction coefficient with the road surface, raising fuel consumption; makes the steering wheel heavy and prone to deviation, compromising driving safety; increases movement in various parts of the tire, causing abnormal heat due to excessive rolling; reduces the functionality of cords and rubber, leading to delamination or cord breakage, and excessive friction with the rim, damaging the bead area and causing abnormal wear; multiplies friction with the ground, rapidly increasing tire temperature, softening the tire, and drastically reducing strength. High-speed driving may result in tire blowout. If the tire pressure monitoring indicator light comes on (a yellow symbol with an irregular circle, no stamp on top, four small spikes below, and an exclamation mark inside), there are generally three possible reasons: Abnormal tire pressure: Typically, it will alert if the pressure is below 1.8bar or above 3.0bar. In this case, tire inspection and pressure adjustment are required. Tire pressure monitoring not reset: After inflating the tires, if the tire pressure is not reset in time, the system will still record the previous data, causing the indicator light to come on. Simply reset the tire pressure to resolve this. Damaged tire pressure sensor: The tire pressure sensor, which monitors tire pressure, is directly installed inside the tire and connected to the tire inflation valve. If the sensor is damaged during driving (e.g., by hitting a curb), it will trigger the tire pressure warning light. For sensor damage, the only solution is to replace it with a new one.
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What does it mean when the car body sweeps the line in the reverse parking test of Subject 2?

Body sweeping the line means the car body crosses the line, which results in a 100-point deduction and failure of the current test. Other actions that also lead to a 100-point deduction include the car body crossing the line, not entering the parking space, stopping midway, not following the prescribed route or sequence, and exceeding the time limit. The full score for both subjects is 100 points, with evaluation criteria set for failure, 20-point deduction, 10-point deduction, and 5-point deduction. The rules for the Subject 2 driving test state that stopping midway, rolling back, or not following voice prompts will result in failure. Additionally, the wheels or car body crossing the line will also lead to failure. Many learners encounter the issue of crossing the line during Subject 2 training, with "crossing the line" being the most common reason for failure. The main cause of crossing the line is learners not mastering the correct timing for steering. Apart from missing the right moment to steer, another reason could be the steering speed not matching the car's speed. Subject 2 Deduction Standards: Not wearing a seatbelt: 100-point deduction. Starting the engine without the gear in neutral: 100-point deduction. Not using turn signals (including starting, changing lanes, overtaking, turning, and parking); turn signals not used for more than three seconds (this is easily overlooked!); forgetting to turn off the turn signal or using it incorrectly: 10-point deduction. Stalling once: 10-point deduction. Reverse Parking: Not following the prescribed route sequence: 100-point deduction. Car body crossing the line: 100-point deduction. Not completing the parking: 100-point deduction. Before reversing, if both front wheels do not pass the control line: 100-point deduction. Exceeding the 210-second time limit: 100-point deduction. Stopping for more than 2 seconds midway: 5-point deduction each time. Slope Parking and Starting: After stopping, if the front bumper is not aligned with the pole line and exceeds 50 cm: 100-point deduction. After stopping, if the front bumper is not aligned with the pole line but does not exceed 50 cm: 10-point deduction. After stopping, if the starting time exceeds 30 seconds: 100-point deduction. Wheels touching the road edge line while driving: 100-point deduction. Rolling back more than 30 cm when starting: 100-point deduction. After stopping, if the car body is more than 50 cm from the road edge line: 100-point deduction. After parking, not tightening the parking brake: 10-point deduction each time. After stopping, if the car body is more than 30 cm but less than 50 cm from the road edge line: 10-point deduction each time. Rolling back more than 10 cm but less than 30 cm when starting: 5-point deduction each time. Parallel Parking: After parking, if the car body crosses the line: 100-point deduction. Not using or incorrectly using turn signals when parking: 10-point deduction. Exceeding the 90-second time limit: 100-point deduction. Car body touching the parking space line while driving: 10-point deduction each time. Wheels touching the lane line while driving: 10-point deduction each time. Stopping for more than 2 seconds midway: 5-point deduction each time. 90-Degree Turn: Wheels touching the road edge line: 100-point deduction. Not using or incorrectly using turn signals during the turn, or not turning them off after the turn: 10-point deduction. Stopping for more than 2 seconds midway: 5-point deduction each time. Curve Driving: Wheels touching the road edge line: 100-point deduction. Stopping for more than 2 seconds midway: 100-point deduction. Not driving in second gear or higher: 5-point deduction.
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What are the details of the deduction items for Subject 3 in 2021?

Subject 3 deductions can be divided into three types: 100-point deductions, 10-point deductions, and 5-point deductions. Subject 3, which includes the road driving skills test and the safety and civilized driving knowledge test, is part of the motor vehicle examination. It is the abbreviated term for the road driving skills and safety and civilized driving knowledge test in the motor vehicle driver examination. The content of the road driving skills test varies for different types of driving licenses. The road driving skills test for Subject 3 generally includes: vehicle preparation, light simulation test, starting, driving in a straight line, gear shifting operations, lane changing, pulling over, driving straight through intersections, turning left at intersections, turning right at intersections, crossing pedestrian crossings, passing school zones, passing bus stops, meeting vehicles, overtaking, making U-turns, night driving, and the safety and civilized driving knowledge test. The specific deductions are as follows: The following situations result in a 100-point deduction and failure: Blocking or turning off in-vehicle audio or video equipment: 100-point deduction and failure Not using the seatbelt as required: 100-point deduction and failure Incorrect use of lights: 100-point deduction and failure Both hands leaving the steering wheel while driving: 100-point deduction and failure Mismatch between gear and speed for an extended period, causing the engine to run at excessively high or low RPM: 100-point deduction and failure Looking down at the gear while driving: 100-point deduction and failure Coasting in neutral while driving: 100-point deduction and failure Not driving according to traffic signals, signs, or markings: 100-point deduction and failure Not driving at the required speed: 100-point deduction and failure Riding or straddling the solid center line or edge line of the lane while driving: 100-point deduction and failure Driving while straddling the lane divider for an extended period: 100-point deduction and failure Changing two or more lanes consecutively: 100-point deduction and failure Parking in prohibited areas such as pedestrian crossings or grid lines: 100-point deduction and failure Creating a dangerous situation due to improper observation, judgment, or operation: 100-point deduction and failure Not walking around the vehicle to inspect its appearance and surroundings: 100-point deduction and failure Starting the vehicle without fully closing the door: 100-point deduction and failure Not placing the gear lever in neutral when starting the engine: 100-point deduction and failure Not smoothly shifting gears as instructed: 100-point deduction and failure Overtaking from the right on roads without a centerline or with only one lane in the same direction: 100-point deduction and failure Using high beams when passing through intersections: 100-point deduction and failure The following situations result in a 10-point deduction: Shifting into the wrong gear when starting or driving and failing to correct it promptly: 10-point deduction Not using or incorrectly using turn signals before starting, turning, changing lanes, overtaking, or parking: 10-point deduction Turning the steering wheel within less than 3 seconds of activating the turn signal before starting, turning, changing lanes, overtaking, or parking: 10-point deduction Stalling the engine once due to improper operation: 10-point deduction Not using the horn appropriately based on traffic conditions: 10-point deduction Unsteady braking: 10-point deduction After parking, the vehicle body exceeds 30 cm from the right edge of the road or the sidewalk edge: 10-point deduction After parking, not tightening the parking brake: 10-point deduction
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What is the VSC warning light?

vsc is the electronic body stability system warning light. Here is the relevant introduction about VSC: 1. Function: VSC is an active vehicle safety system developed by Toyota, which can greatly improve vehicle handling safety and driving convenience. In emergency situations such as sharp turns, sudden acceleration, or emergency braking, the vehicle can quickly sense and take corresponding braking measures to maintain body stability. 2. Working principle: As an auxiliary control system for vehicles, VSC can control side slip caused by sudden steering or slippery road surfaces. When the sensors detect vehicle side slip, the system can automatically control the braking of each wheel and engine power.
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