···
Log in / Register

Will the insurance company compensate for hail damage to a car?

1 Answers
MariaMarie
07/23/25 9:10pm

Whether the insurance company compensates for hail damage to a car depends on the situation. Here is some information about hail damage to cars: 1. Compensation: To receive compensation from the insurance company, you must first purchase the "No Deductible" insurance. This is an additional coverage. When the car is damaged, the insurance company will only compensate for a portion of the cost, and the remaining amount must be borne by the car owner. 2. Hail damage: If the car owner has purchased the "No Deductible" insurance, the insurance company will compensate for all the losses. It is advisable to purchase the "No Deductible" insurance if conditions permit. If the car's windows, hood, or roof are damaged by hail and the "No Deductible" insurance has been purchased, the insurance company will compensate the car owner.

Was this review help?
7
0
Share
More Forum Discussions

What is the process for obtaining temporary license plates for a new car?

For new cars, temporary license plates can be directly processed by the 4S store staff. Since the comprehensive implementation of the 'simplification of administration and decentralization' policy, there is no longer a need to go to the vehicle management office to apply for temporary plates when buying a car. The procedures can be completed directly at the 4S store, and temporary license plates can be obtained, with minimal personal involvement in the process. Here is additional information: 1. Validity Period: Temporary license plates have three validity periods depending on the type: 15 days, 30 days, and 90 days. For temporary driving within the administrative jurisdiction, a temporary license plate with a validity period of no more than 15 days is issued; for temporary driving across administrative jurisdictions, a temporary license plate with a validity period of no more than 30 days is issued. For vehicles undergoing research, type testing, etc., a temporary license plate with a validity period of 90 days is issued. 2. Driving Range: Generally, temporary license plates can be used on highways, but there are certain restrictions. There are two types of temporary license plates: one is only for driving within the city (blue background with black characters and black borders), and the other is for driving nationwide (brown-yellow background with black characters and black borders).
12
2
Share

Why Does the Transfer Case Make Abnormal Noises?

Abnormal noises from the transfer case could be caused by the aging of "transfer case oil." The primary functions of the oil are lubrication and heat dissipation. Prolonged use can lead to a decline in oil performance and an increase in impurities, resulting in jerking and abnormal noises. Below is relevant information about the transfer case: 1. Introduction: The transfer case is a device that distributes the engine's power, directing it to the rear axle or simultaneously to both the front and rear axles. 2. Development Trends: The transfer case is essentially a component in four-wheel-drive vehicles. With advancements in four-wheel-drive technology, the transfer case has continuously evolved, forming distinct styles to match different four-wheel-drive vehicle requirements. Their basic principles and functions also vary significantly.
3
1
Share

How much water exposure affects a car?

Normally, if water reaches halfway up the car's tires or the height of the exhaust pipe, it is likely to affect the vehicle. If the water level exceeds this point, it is recommended not to continue driving. Specific details are as follows: Typically, the exhaust outlet of a standard sedan is 20 to 30 cm from the ground, while for SUV models, it is 30 to 40 cm. However, there are exceptions, such as vehicles equipped with a snorkel, which significantly increases the wading depth. Relevant information is as follows: If a car stalls in water, never attempt to restart it. As long as there is no restart attempt, the engine will generally not suffer irreversible damage, and the main task afterward is to drain any water inside the engine. However, if damage occurs due to restarting, it is considered the owner's fault, and insurance companies will not cover the costs.
11
4
Share

Does it matter if the plastic under the radiator frame is broken?

The plastic under the radiator frame breaking does matter. Because this part supports the radiator, its damage may lead to radiator failure and cause unnecessary losses. The radiator frame is essentially a large bracket fixed to the frontmost part of the two front beams, supporting components such as the radiator, condenser, and headlights. It also secures the front part of the hood lock at its top and connects to the bumper. Given the radiator frame's size, small cracks may not affect its functionality. Below are specific symptoms of a car running without water: 1. Rise in cylinder temperature: If the radiator is empty or lacks sufficient water, the temperature inside the cylinder will rise rapidly. 2. Damage to the car: Continuing to drive under high load without dissipating excess heat can weaken the strength of components like the piston, piston rings, and connecting rods, potentially causing deformation. This can prevent them from bearing normal loads and disrupt the normal gaps between parts, leading to a failure in maintaining proper oil films. Ultimately, the engine's internal components may be damaged due to overheating.
12
0
Share

What is the actual fuel consumption of the Ford Edge?

The fuel consumption of the Ford Edge ranges from 8.1L to 8.6L per 100 kilometers. The methods for determining fuel consumption and the influencing factors are as follows: Methods for determining car fuel consumption: Fuel consumption ÷ kilometers driven × 100 = L/100KM. The numbers before 1.6T and 1.8T represent the engine displacement, which is the sum of the volumes of all cylinders. Larger displacement generally means higher power and higher fuel consumption. Factors affecting car fuel consumption: The amount of fuel a car consumes is not only related to the car itself but also to the driver's habits and road conditions. If driving habits are poor and the car is frequently driven on congested roads, the fuel consumption will inevitably be relatively high.
4
0
Share

Where to Go for Car Seat Foam Replacement?

Car seat foam replacement can be done at 4S shops or regular repair shops. Below is relevant information about car seats: 1. Lifespan: If no special accidents occur, fabric car seat covers should be removed and cleaned every six months, while leather seat covers require regular wiping. When cleaning, be sure not to use acidic liquids, as leather seat covers undergo chemical treatment, and acidic cleaners may affect the seat's lifespan. 2. Seat Types: Car seats can be categorized by shape into split seats and bench seats; by function into fixed, removable, and adjustable seats; and by passenger capacity into single, double, and multi-passenger seats. Based on performance, seats have evolved from the earliest fixed types to multifunctional power-adjustable seats, including air-cushion seats, electric seats, stereo sound seats, fatigue-recovery seats, and even electronically adjustable seats. By material, they are divided into leather seats and fabric seats. There are also special-purpose seats, such as child seats and racing seats.
20
3
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.