Will the Insurance Company Compensate for Car Spontaneous Combustion?

[VonHarrison]

It depends on the specific situation. If the vehicle spontaneously combusts without having purchased spontaneous combustion insurance, the insurance company will not compensate. If the owner has purchased spontaneous combustion insurance, the insurance company will process the claim based on the actual circumstances. Generally, even if spontaneous combustion insurance is purchased, the insurance company will refuse to compensate in the following situations: 1. Modification: If the vehicle's spontaneous combustion is caused by modifications, the insurance company will refuse to compensate. 2. No Annual Inspection: If the vehicle has not undergone the annual inspection on time, the insurance company will also refuse to compensate. 3. Caused by Others: Additionally, if the vehicle's spontaneous combustion is caused by someone else, the perpetrator will be responsible for compensation if they can be found. If the perpetrator cannot be found, the insurance company will compensate up to 70%.