Will the Insurance Company Compensate for a Tesla Spontaneous Combustion?
1 Answers
If spontaneous combustion insurance is included in the auto insurance, the insurance company will compensate. If only vehicle damage insurance is purchased without spontaneous combustion coverage, no claim can be made. Relevant details are as follows: 1. Insurance Liability: For insured motor vehicles that catch fire due to faults in the vehicle's electrical system, wiring, fuel supply system, or due to the nature of the transported goods, resulting in the loss of the insured vehicle, as well as the necessary and reasonable rescue expenses incurred by the insured to reduce the loss of the insured vehicle during such an incident, the insurer is responsible for compensation. 2. Spontaneous Combustion Insurance: This is an additional coverage under vehicle damage insurance, covering only the vehicle that spontaneously combusts, not other vehicles that may burn as a result; the absolute deductible rate for this additional coverage is 20%.