Will the Insurance Company Compensate for a Second Ignition in a Flooded Vehicle?

[Meghan]

Insurance companies will not compensate. The flood insurance purchased for motor vehicles provides corresponding compensation if the engine gets flooded. However, once the engine stalls due to water and a second ignition is attempted, it can cause significant damage to the engine's internals, hence the insurance company will not cover the claim. Below are relevant details: Commercial Insurance: The commercial insurance used for motor vehicles can be purchased at any time. If you are concerned about your vehicle getting flooded during the rainy season, you can purchase flood insurance in advance before the season begins. Once the insurance takes effect, if your vehicle experiences flood-related issues during the rainy season, you can file a claim with the insurance company. Policy Cancellation: Commercial insurance for motor vehicles can be canceled. To cancel the commercial insurance, simply bring the vehicle's registration certificate and the original or a copy of the vehicle owner's ID card to the insurance company where the policy was purchased. The refund will be calculated based on the actual usage period.