Will the insurance company compensate for a private car flooded by water?

[DelElaina]

Private car flooded by water, the insurance company will cover the losses. The following are the compensation situations for water-damaged cars under different circumstances: 1. Car flooded while parked: If the car is flooded while parked and the owner has previously purchased auto damage insurance, the insurance can compensate. If the car is damaged by falling objects or electric poles during heavy rain or while floating, these are all covered under the auto damage insurance. 2. Car flooded while driving with a secondary start: When the car stalls due to flooding while driving through water and the driver attempts a secondary start, regardless of whether the old version of water-related insurance purchased before the insurance reform on September 19, 2020, or the new version of auto damage insurance is in place, the insurance company has the right to refuse compensation for engine damage caused by this.