Will the insurance company compensate for a flood-damaged car?

[LeWalker]

With the purchase of waterlogging insurance, typically 80% can be reimbursed. Below are the relevant details: 1. Flood-damaged car: If the engine is flooded, the insurance company cannot provide compensation as it falls under the exemption clause, so the engine part cannot be covered. 2. Waterlogging insurance: However, if the car owner has purchased waterlogging insurance, compensation is possible. Waterlogging insurance is an additional coverage and cannot be bought separately; it must be purchased together with the main insurance, such as vehicle damage insurance. This insurance has a 20% deductible and 80% reimbursement rate. Therefore, if the engine is not flooded and waterlogging insurance has been purchased, 80% can normally be reimbursed.