Will the insurance company compensate for a car that catches fire spontaneously after purchasing vehicle damage insurance?

[StRafael]

If only the vehicle damage insurance under the commercial motor vehicle insurance is purchased, the insurance company may not compensate for the spontaneous combustion of the motor vehicle. It is necessary to purchase the spontaneous combustion insurance under the commercial insurance. Only then will the insurance company compensate for the spontaneous combustion of the motor vehicle, thereby reducing the owner's losses. The relationship between vehicle spontaneous combustion loss insurance and vehicle damage insurance: Vehicle spontaneous combustion loss insurance is an additional insurance to vehicle damage insurance. Only vehicles that have purchased vehicle damage insurance can purchase this insurance. Introduction to compensation for vehicle spontaneous combustion loss insurance: For motor vehicles insured with this insurance, if the vehicle catches fire due to faults in the electrical system, wiring, fuel supply system, or the nature of the cargo being transported, resulting in the loss of the insured vehicle, the insurance company will compensate for the necessary and reasonable rescue expenses incurred to reduce the vehicle loss.