Will the insurance company compensate for a car soaked in rain?

1 Answers
Eddie
07/29/25 7:30pm
Insurance companies will provide compensation for a car soaked in rain. The following are specific details about the exclusions of vehicle damage insurance: Earthquake not covered: Following the convention that most property insurances do not cover earthquake liability, after covering most natural disasters, earthquake liability is also excluded from auto insurance clauses. Mental distress not covered: Most insurance clauses stipulate that insurance companies lack a standard for assessing mental injury damages. Any mental compensation related to an insurance incident is considered an exclusion of liability. Drunk driving not covered: The driver does not qualify to drive on the road and seriously violates traffic regulations. In addition, if the driver does not match the permitted vehicle type or drives on the highway during the probationary period, the insurance company will also refuse to compensate.
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