Will the Engine Definitely Take in Water If Restarted After Stalling in Water?
1 Answers
Restarting the engine after stalling in water does not necessarily mean water will enter the engine. It is commonly believed that when a vehicle drives through water, a large amount of water can be sucked into the combustion chamber through the air intake. During the compression stroke, the water, being less compressible than air, can block the piston. If the engine is restarted, the powerful rotational force may not overcome the compression resistance, potentially leading to a bent connecting rod. Below is relevant information about vehicle water damage insurance: 1. Important Notes: If engine damage is caused by human actions, such as restarting the engine after stalling in water, insurance companies will not cover the damage even if the policy includes water damage coverage. 2. Coverage Details: Rescue costs, cleaning expenses, electrical damage, and interior component damage are covered under comprehensive auto insurance, while only engine damage is covered under water damage insurance. Most insurance companies impose a 15%–20% absolute deductible on water damage claims. This means that even with comprehensive insurance, water damage coverage, and additional no-deductible riders, the maximum reimbursement for engine damage is limited to 80%–85%.
