Will the car damage insurance cover the cost if the car is parked and flooded?

[SpencerLee]

Car damage insurance will cover the cost if the car is parked and flooded. Here are the specific details about car damage insurance: Definition: Car damage insurance is a type of commercial auto insurance where the insurance company compensates within reasonable limits for damages to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. Coverage: Car damage insurance and third-party liability insurance are the basic types of vehicle insurance, mainly covering the loss of the insured vehicle and the loss caused to a third party by the insured vehicle during use. Insurance amount determination methods: Determine the insurance amount based on the new car purchase price; Determine the insurance amount based on the actual value at the time of insurance; Determine the insurance amount through negotiation between the policyholder and the insurance company.