Will the car cover be compensated if the car is hit?
2 Answers
Car cover should be compensated if the car is hit. Functions of car cover: Invisible car covers mainly provide protection against dust and acid rain, enhancing the aesthetic appearance. Their self-recovery capability is stronger than waxing. However, acid rain, insect remains, bird droppings, and accumulated dirt can gradually erode the invisible car cover, affecting the car's surface brightness. Therefore, even after applying a car cover, it's still necessary to pay attention to cleaning. For high-intensity car usage, it's recommended to wash the car once a month, while for less intensive usage, cleaning should be done at least every six months. Precautions for car covers: For the first three days after applying an invisible car cover, waxing and permanent polishing are not allowed. It's advisable to wait about two months before the next waxing.
My car has been hit several times before, and the insurance company paid out each time. The key is to see what insurance you've purchased. Compulsory traffic insurance only covers the other party's damages; if your own car is hit, you'll need commercial vehicle damage insurance. Liability in the accident is also crucial. If the other party is fully at fault for hitting you, their insurance company is responsible for compensation. If you accidentally hit something yourself and don't have vehicle damage insurance, you'll have to pay for the repairs out of pocket. My advice is not to panic after an accident—first, call the police to handle it, take photos for evidence, and then report it to the insurance company for inspection. Usually, park in safe locations, check your insurance policy regularly, and don't skip vehicle damage insurance to save on premiums—repair costs can be so high that you'll lose big. I learned this the hard way after a costly mistake, and now I'm much wiser.
