Will points be deducted for not displaying the car insurance sticker?
3 Answers
Failure to display the car insurance sticker will result in point deduction. According to the Road Traffic Safety Law, motor vehicles driven on roads must display inspection qualification stickers and insurance stickers. Those failing to carry insurance stickers will be fined and receive 1 penalty point. Provinces and cities that have abolished the compulsory traffic insurance paper sticker include Beijing, Shanghai, Shandong, Guangdong, Henan, and Hubei. No official confirmation has been received from other regions. It is worth noting that vehicles must comply with local traffic laws. For example, several neighboring provinces and cities of Guangdong have not implemented the policy of exempting compulsory traffic insurance stickers. If you drive to neighboring provinces and are checked, you will still be penalized. Please bring your car insurance sticker when traveling.
That time I drove to the suburbs for fun, I forgot to stick the insurance decal on the car window, and got pulled over by a traffic cop at an intersection for inspection. Seeing no decal, he warned me that next time it would be a 200-yuan fine, but no points would be deducted from my license. During the chat, he also mentioned that without the decal, in case of an accident, the insurance company might drag its feet on claims, causing delays and trouble. I hurried home to stick it on and have since made it a habit to check the decal's firmness before every car wash. I suggest you also place it in the top right corner of the windshield where it's clearly visible to traffic cops. On long trips, be extra careful—don't let small things ruin your mood. Safety first makes for a steady drive; though small, the decal plays a big role.
In daily car maintenance, I come across many car owners who often overlook the importance of displaying their insurance decals. Some always ask what happens if they get caught. To be honest, if traffic police find that you haven't displayed it, they usually impose a fine of 200 yuan, but no points will be deducted from your driver's license. The key issue is that without the decal, accident handling becomes more complicated. Police have to verify your insurance information first, which slows things down, and insurance companies might give you a hard time with claims. I recommend that car owners take the opportunity to properly display the decal when they renew it periodically. If it's old or falls off, go to the insurance company for a replacement. Don't underestimate this little piece of paper—it can save you a lot of trouble and ensure worry-free driving.
