Will Lending a Car to an Unlicensed Driver Implicate the Owner?

[MalachiDella]

Driving without a license is illegal. The driver will face corresponding administrative penalties. Although the car owner's license won't receive demerit points, they failed to fulfill their supervisory responsibility for the vehicle, even if unaware, and thus bear joint liability. Below are relevant details: 1. In cases like leasing or lending where the vehicle owner and user are different parties, if a traffic accident occurs and the vehicle is at fault, the insurance company will compensate within the compulsory insurance limit. Any remaining amount shall be borne by the vehicle user. If the owner is at fault for the damage, they shall bear corresponding compensation liability. 2. If the owner knowingly lends the vehicle to an unlicensed driver and an accident occurs, the lender has clear fault and must bear certain liability. If no fault exists, no compensation liability applies. Lending a car to an unlicensed driver will result in accountability—the owner's license may be revoked, with a 2-year ban on reapplying for driving qualifications.