Will Insurance Cover Water Damage to Cars During Heavy Rain?

1 Answers
OAyla
07/29/25 11:46am
If you have purchased auto damage insurance, the insurance will cover losses except for the engine in case of water submersion during heavy rain. If you have additionally purchased water submersion coverage as part of the auto damage insurance, the insurance will fully compensate for the vehicle damage. Without auto damage insurance, no compensation will be provided. Below is relevant information about motor vehicle insurance: Definition of Motor Vehicle Insurance: Motor vehicle insurance, also known as auto insurance (abbreviated as car insurance), refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Development of Motor Vehicle Insurance: The true development of motor vehicle insurance occurred after World War II. On one hand, the widespread use of automobiles made road accidents a common social hazard. On the other hand, many countries included third-party liability insurance for motor vehicles, including cars, as part of compulsory insurance. Therefore, motor vehicle insurance has become a universally significant insurance business worldwide.
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