Will insurance cover the paint damage if my car scrapes against a wall?

1 Answers
DeSamantha
07/30/25 5:38am
You can file a claim under vehicle damage insurance. 1. Coverage of vehicle damage insurance: Includes collision liability, overturning liability, and non-collision liability. Collision refers to accidental contact between the insured vehicle and external objects, such as collisions between vehicles, vehicles and buildings, vehicles and utility poles or trees, vehicles and pedestrians, or vehicles and animals, all of which fall under the scope of collision liability. 2. Overturning liability: Refers to situations where the insured vehicle overturns due to natural disasters or accidents, causing the vehicle body to touch the ground and lose its normal state and driving capability, making it unable to resume driving without rescue efforts.
Was this review help?
3
1
Share
More Forum Discussions

Does a motorcycle belong to motor vehicles?

Motorcycles are classified as motor vehicles. Motorcycles powered by fuel engines with a displacement of 50cc or above (including 50cc) are considered motor vehicles, while those with a displacement below 50cc are classified as fuel-assisted bicycles. Two-wheeled electric vehicles that comply with national regulations—having a total mass not exceeding 40 kilograms and a speed within 20 kilometers per hour—are categorized as electric-assisted bicycles. Below is relevant information: Motorcycle: A motorcycle is a two- or three-wheeled vehicle powered by a gasoline engine, steered by handlebars to control the front wheel. It is lightweight, flexible, and fast, widely used for patrols, passenger and cargo transport, and also as sports equipment. Broadly speaking, motorcycles can be divided into street bikes, road racing motorcycles, off-road motorcycles, cruisers, and touring bikes. Motor Vehicle: A motor vehicle refers to a wheeled vehicle driven or towed by a power device, used for transporting people or goods on roads or for specialized engineering operations. Non-motorized vehicles refer to road-going vehicles powered by human or animal force, as well as vehicles such as disabled motorized wheelchairs and electric bicycles that, despite having a power device, meet national standards for design speed, unladen mass, and dimensions.
19
3
Share

What Causes Motorcycle Handlebar Vibration?

There are multiple reasons for motorcycle handlebar vibration. Check the following separately: whether the front tire pressure is insufficient, whether the tire is bulging, whether the tire and rim are deformed or improperly installed with excessive lateral play. If there is an inner tube, check whether it has a thick patch, whether the front wheel bearings are damaged, whether the front axle screw is not tightened, whether there are issues with the front suspension and steering stem, and whether the shock absorber is too soft. These conditions can all potentially cause handlebar vibration. In such cases, it is best to visit a repair shop and have a professional inspect and fix the issue rather than attempting repairs yourself to prevent accidents while riding. Below is some related information: Intake: At this point, the intake valve opens, the piston moves downward, and the mixture of gasoline and air is drawn into the cylinder. Compression: At this point, both the intake and exhaust valves close, the piston moves upward, and the mixture is compressed. Combustion: When the mixture is compressed to its minimum, the spark plug ignites the mixture, and the pressure generated by combustion pushes the piston downward and drives the crankshaft to rotate.
6
1
Share

Is the steering wheel self-centering or manually centering?

The steering wheel is self-centering, but if it is slow to return, it can be manually centered. The self-centering feature of the steering wheel is a basic function of a car. There are two main reasons why cars are designed with a self-centering steering wheel: Reduced resistance: When the car is turning, the wheels are tilted, which increases the resistance the car experiences. Higher resistance makes it harder for the driver to control the steering wheel, affecting the driving experience. Therefore, the self-centering feature was incorporated into the car's design. Minimized component angles: Another reason is that during the initial design of the car, there are slight angles between components, carefully calculated by designers. When the car turns, these angles change, affecting the coordination between parts. With the self-centering function, the angles between components can return to their original positions after passing through a curve.
11
3
Share

What is the use of magnetic braking in baitcasting reels?

It is used to adjust the position of the brake blocks to control the braking force. Pushing all the brake blocks to the outermost layer provides the maximum braking force. Below is relevant information: Magnetic braking reel: The main feature of a magnetic braking reel is an external magnetic adjustment knob, adjustable from 0 to 10 levels, with 10 being the maximum braking force. Baitcasting reel: A baitcasting reel is a type of spinning reel, primarily used for lure fishing, hence it is also called a lure reel. Compared to spinning reels, baitcasting reels offer higher casting accuracy, are more compact, and allow for easier line control. The downside is that casting is harder to master, and it is prone to line tangling, commonly referred to as 'bird's nesting.' Generally, professional anglers prefer using baitcasting reels for lure fishing.
18
1
Share

Can Smart Car Keys Be Duplicated?

Yes, authorized 4S dealerships can duplicate smart car keys. The process involves the vehicle owner providing their driver's license and ID card, allowing the dealership to retrieve the anti-theft key code from the manufacturer's database. Subsequently, the owner must supply the key blade cut number to create a new metal key. Here are relevant details: "Code" matching required: Car keys employ higher security than residential keys. To program a new remote key, the 4S shop must synchronize the new key's code with the vehicle's onboard system. Post-programming: The new key becomes operational while any lost keys are automatically deactivated. Even if someone finds the old key, they could only mechanically unlock the doors but couldn't start the engine. Consequently, the security level of this "code" significantly influences pricing.
16
0
Share

Can Vehicle Inspection Be Conducted in Another Location?

Yes. According to existing traffic laws and regulations, cross-regional vehicle inspection is possible through a delegated inspection process. However, the final inspection procedures must still be issued by the vehicle's registration location. This means you don’t have to drive the vehicle back to its registered location; instead, you can opt for cross-regional inspection via a delegated inspection model. The only requirement is that you may need to handle some additional procedures yourself. Below are some extended details: Inspection Documents: The most important document for cross-regional vehicle inspection is the "Cross-Regional Vehicle Inspection Authorization Letter." When applying for cross-regional inspection, the first step is to obtain this authorization letter. Then, with the authorization letter and other relevant inspection documents, you can proceed with the inspection at the local vehicle management office in the delegated location. To apply for the Cross-Regional Vehicle Inspection Authorization Letter, you will need the vehicle owner’s ID card, vehicle license, insurance documents, original and photocopy of the vehicle and vessel tax receipt, and the cross-regional inspection application form. These should be submitted to the vehicle management office in the registration location. Required Documents for Inspection: When conducting the inspection, you must bring the vehicle license, insurance documents, and the Cross-Regional Vehicle Inspection Authorization Letter to the delegated local vehicle management office. Note: The vehicle must not have any unresolved traffic violations; otherwise, the inspection cannot proceed normally.
16
4
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.