Will insurance cover the car if it is hit by a tree while parked on the roadside?

[DiElena]

If the vehicle is insured, the insurance company will bear the compensation. If there is no insurance or the damage is not covered by the insurance policy, the owner will have to bear the cost themselves. Below is extended information regarding insurance company compensation: Insurance compensation circumstances: During the insurance period, the insurer is responsible for compensation according to the terms of the insurance contract, which falls under the scope of the vehicle damage insurance coverage. However, in cases of natural disasters and extreme weather conditions, vehicle damage insurance typically has a deductible of around 30%. For owners with vehicle damage insurance, the insurance company will cover 70% of the loss amount. Preserving the scene or evidence: If it does not affect traffic and safety is ensured, keep the scene intact and do not move the vehicle without authorization. Wait for the relevant personnel to arrive. If the vehicle needs to be moved, take photos of the scene first to preserve evidence. Moving the car after being hit by a large tree without authorization can easily lead to secondary accidents. Without evidence, there may be difficulties and unnecessary troubles in subsequent claims.