Will insurance cover the adjacent car if a vehicle catches fire spontaneously?

1 Answers
DeEmmett
07/30/25 1:22am
If a vehicle catches fire spontaneously and damages an adjacent car, the insurance company is responsible for compensation. Here are the relevant details: 1. Insurance Company: After a vehicle spontaneously combusts, the insurance company needs to provide corresponding compensation based on the extent of the vehicle's damage. It is understood that different insurance companies may have slight variations in their policy terms, but they are generally similar. 2. Spontaneous Combustion Insurance: Spontaneous combustion insurance covers fires caused by the vehicle's own issues, which are closely related to the vehicle's quality. If a new vehicle catches fire spontaneously during the warranty period, as long as human factors can be ruled out and it is not the consumer's fault, the insurance will apply. Spontaneous combustion insurance is a type of coverage specifically designed for quality-related issues with the vehicle itself. Therefore, consumers do not need to purchase spontaneous combustion insurance during the vehicle's warranty period.
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