Will Insurance Cover Spontaneous Combustion of a Car?
1 Answers
Whether insurance will cover the loss from spontaneous combustion of a car after an accident depends on whether the nature of the incident falls within the coverage of the insurance policy. If the spontaneous combustion is not caused by factors such as aging of the vehicle, the insurance company will not provide compensation. Below is relevant information about car spontaneous combustion insurance: 1. Definition: The insurance company will legally compensate for the loss of the insured vehicle caused by fire due to issues with the vehicle's circuits, wiring, fuel system, cargo, or friction during operation. When the insured vehicle catches fire due to its own issues or the cargo it carries, the insurance company will provide corresponding compensation. 2. Nature: Spontaneous combustion loss insurance is only an additional coverage under the motor vehicle loss insurance. Currently, the A, B, and C types of car insurance sold in the market do not include spontaneous combustion coverage in their vehicle loss insurance. Car owners need to purchase the spontaneous combustion additional coverage separately.