Will Insurance Cover Spontaneous Combustion of a Car?

[JesseMarie]

If you have purchased spontaneous combustion insurance, the insurance will cover the spontaneous combustion of a car. Here are the details: 1. Liability Division: Liability division is necessary. Spontaneous combustion insurance only covers burning caused by the vehicle itself. Therefore, after a spontaneous combustion incident, you need to obtain a liability determination certificate from the traffic police department. Once it is confirmed that the burning was purely due to the car's quality issues, the owner can proceed with the insurance claim. 2. Notes: There is a 20% deductible in spontaneous combustion insurance, so generally, the insurance company only covers 80% of the loss. The remaining loss can be claimed from the car dealer or manufacturer, as the manufacturer is also responsible if the car spontaneously combusts due to quality issues. If negotiations fail, you can seek help from the industrial and commercial department.