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Will Insurance Cover Secondary Engine Ignition?

1 Answers

MacAlessandra

07/30/25 1:36am

In general, insurance companies refuse to compensate for secondary ignition. Reasons: This is because knowingly starting the engine after the vehicle has been submerged in water is a clear mistake. It is recommended to carefully read the terms of the purchased water-related insurance to understand the specific provisions. Vehicle owners should immediately report the incident to the insurance company, clarify the situation, and if necessary, the insurance company's loss assessor will visit the scene for inspection and provide advice to the owner. Note: Once the car stalls in water, you should seek help as soon as possible to push the car to a water-free roadside. Do not stay in the car waiting for rescue, as the rising water level may flood the entire engine compartment, causing severe damage to the vehicle's electronic components.

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