Will Insurance Cover Lightning Strikes on Cars?

1 Answers
DiJosiah
07/29/25 5:45pm
Lightning strikes on vehicles fall under the coverage of auto damage insurance. You can normally file a claim with your insurance company, request an inspection and damage assessment, and receive compensation. The scope of auto damage insurance coverage includes: During the insurance period, if the insured or their permitted legal driver causes damage to the insured vehicle due to the following reasons while using it, the insurer will be responsible for compensation according to the terms of the insurance contract: 1. Collision, overturning, falling; 2. Falling or collapsing of external objects; 3. Storm, tornado; 4. Lightning strike, hailstorm, torrential rain, flood, tsunami; 5. Ground collapse, ice collapse, cliff collapse, avalanche, mudslide, landslide; 6. Natural disasters affecting the ferry carrying the insured vehicle (only applicable when the driver is on board).
Was this review help?
2
4
Share
More Forum Discussions

Will the car move in first gear without stepping on the accelerator?

Hanging in first gear without stepping on the accelerator will make the car move. Here are some related expansion materials about stepping on the accelerator: 1. Related to power: As long as the engine is working, stepping on or not stepping on the accelerator only affects the amount of power output, not whether there is power output. As long as the engine has power, the car will move forward. Only when in neutral gear will the car stop moving forward. When in gear, gently releasing the clutch transfers the engine's power output to the transmission and drive wheels, causing the vehicle to move. 2. Related to fuel supply: Modern vehicles are all fuel-injected cars. After engaging the gear, gently releasing the clutch prompts the car's computer to automatically adjust and increase the fuel supply. Even if the accelerator pedal is not pressed, fuel is actually being supplied, so the car will move on its own. Once stable, stepping on the accelerator allows for normal driving.
10
4
Share

What Causes the One-Button Start to Fail Ignition?

The one-button start failing to ignite can be caused by the following reasons: 1. Steering wheel lock: The steering wheel lock is a simple anti-theft feature. When the car is turned off, turning the steering wheel from the centered position to a certain angle in one direction will cause a "click" sound, indicating the steering wheel is locked. In this state, the one-button start function will not work. 2. Gear not in P position: For automatic transmission vehicles (AT, CVT, AMT), manufacturers specify in the manual that the gear must be in the P position when starting the engine. Starting the engine in D or R gear poses a significant safety hazard due to potential sudden vehicle movement. 3. Smart key battery dead: When the smart key's battery is dead, the key's transmission power is very low, making it difficult for the car's sensors to detect it, thus preventing the one-button start from completing the ignition.
16
2
Share

What are the size specifications for the driver's license photo?

The size of the motor vehicle driver's license photo is 88mm in length, 60mm in width, with a corner radius of 3mm. The functions of the vehicle driver's license: 1. Vehicle registration certificate: Motor vehicles can only be driven on the road after being registered by the traffic management department of the public security organ. 2. Proof of ownership: The "Owner's Name" column on the "Motor Vehicle Driver's License" is not just a matter of name; the owner registered on the driver's license is the legally recognized owner of the vehicle, with the right to legally use and dispose of the property. In the event of traffic accidents or economic disputes, they are also the legally responsible party. 3. Insurance claim certificate: For insured motor vehicles, if a traffic accident within the scope of insurance liability occurs, the policyholder must hold the "Motor Vehicle Driver's License" and it must be valid (i.e., having undergone annual inspection on time) for the insurance company to possibly settle the claim.
14
5
Share

Will Sitting on the Hood Damage It?

If someone sits on the hood, it may cause the hood to dent, so it is not advisable to sit on it. Here are some related details: 1. Airflow Guidance: For objects moving at high speed in the air, the air resistance and turbulence generated around the moving object directly affect its trajectory and speed. The shape of the hood can effectively adjust the direction of airflow relative to the car's movement and the resistance it generates. 2. Reducing the Impact of Airflow on the Car: Through airflow guidance, air resistance can be decomposed into beneficial forces, increasing the grip of the front tires on the ground and improving the car's driving stability. The streamlined design of the hood is largely based on this principle. 3. Protecting the Engine and Related Components: Under the hood are critical parts of the car, including the engine, electrical circuits, fuel lines, braking system, and transmission system.
7
5
Share

Is Burning One Liter of Oil Every 1,000 Kilometers Considered Severe?

Burning one liter of oil every 1,000 kilometers is not considered severe and falls within the normal range. Below are the reasons for oil burning: Piston damage: Damage to pistons or piston rings can lead to oil burning, preventing fuel from fully combusting and performing work. Aggressive driving by beginners: New drivers often press the accelerator pedal too hard without lifting it, failing to pay attention to shifting gears, which inadvertently increases fuel consumption. Aging of the engine: An aging engine may experience failures in the computerized oil control system. Fuel line damage: Damage to the fuel tank or fuel lines can result in oil leakage. Oxygen sensor failure: A faulty oxygen sensor or a partially blocked catalytic converter can also contribute to oil burning.
16
4
Share

What brand of audio system is used in BMW cars?

BMW uses audio systems from American brands like Bose and Harman Kardon, as well as Danish BO audio. Danish BO is produced in Denmark, the country with the most beautiful audio equipment designs and the highest number of audio brands worldwide. Here are some details about car audio systems: 1. Car audio mainly consists of three parts: the head unit, speakers, and amplifier. 2. In a complete audio system, cables are an essential component, yet they are often overlooked. The quality of cables directly affects sound performance. 3. Key aspects of car audio technology include: first, installation dimensions and techniques; second, vibration isolation technology of the audio system itself; third, sound quality processing technology; fourth, anti-interference technology; and fifth, active noise cancellation technology applied in the automotive field.
14
0
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.