Will Insurance Cover Intentional Driving into Water?

[JakeLee]

Insurance companies will not cover damages if a vehicle is intentionally driven into water. Here are the relevant details: Coverage scope for vehicle damage: While it includes scenarios where the vehicle is submerged, the insurance policy explicitly states that violations of traffic rules such as unlicensed driving, drunk driving, or intentional damage are excluded from coverage. If the vehicle owner collides with external objects while driving, such as hitting another car causing it to fall into water, or hitting trees or railings resulting in vehicle damage, compensation may be available. Important notes: In the event of an insurance claim, necessary and reasonable rescue expenses paid by the insured to prevent or reduce the vehicle's loss will be covered by the insurer, up to the insured amount.