Will Insurance Cover If the Vehicle Annual Inspection Expires?
1 Answers
Insurance will not cover claims if the annual inspection expires. The insurer will not be liable for compensation under any of the following circumstances for the insured vehicle (as detailed in Article 2, which explicitly states that failure to undergo the annual inspection on time voids insurance coverage): 1. Unless otherwise agreed, if at the time of the insurance incident, the vehicle does not have a valid and legal driving license, license plate, temporary license plate, or temporary movement permit issued by the traffic management department of the public security authority. 2. If the vehicle fails to undergo the mandatory safety technical inspection within the prescribed period or fails the inspection. 3. If the insured vehicle is involved in competitions, testing, repairs, maintenance, is impounded, requisitioned, confiscated, or is stolen, robbed, or hijacked during the coverage period. 3. If the insured vehicle tows another vehicle not insured under compulsory traffic insurance or is towed by such a vehicle. 4. If the insured vehicle is transferred to another party, and the policyholder or the transferee fails to fulfill the notification obligation stipulated in Article 15 of Part II "General Terms" of this insurance contract, resulting in a significant increase in the risk level of the insured vehicle and the occurrence of an insurance incident due to the transfer.
