Will Insurance Cover for Secondary Ignition?

[Madeleine]

If a vehicle stalls during water wading and the owner attempts to restart the engine, causing damage, the insurance company will not provide any compensation. The water wading insurance actually covers the cleaning costs after the engine is flooded, not the engine itself. Vehicles driving on low-lying, waterlogged roads are prone to such situations, typically occurring during rainy weather in areas with poor drainage systems. Here are some precautions for driving in rainy weather: 1. Slow down: Regardless of road width or condition, reduce speed and maintain awareness of the distance from vehicles ahead and behind, preparing for emergency measures. Visibility is poor in rain, and braking distance increases, so slow down early to ensure safety. 2. Maintain distance: Reduced visibility in rain requires keeping a safe distance from other vehicles, especially large trucks, which can block sightlines and create waves that smaller vehicles may not handle. 3. Use fog lights: Enhance safety by using fog lights and hazard warning lights if necessary to alert following vehicles. 4. Do not restart after stalling: In heavy rain, avoid restarting the engine if the vehicle stalls in water. Instead, contact a repair shop for inspection before attempting to restart.