Will Insurance Cover Flood-Damaged Cars?

[McDiana]

Insurance will cover flood-damaged cars. Here are the relevant details: 1. Vehicle waterlogging insurance: Vehicle waterlogging insurance, also known as water driving loss insurance or engine special loss insurance, is an additional coverage that car owners can purchase specifically for the engine. However, this additional coverage is not always available for purchase at the owner's discretion. If the engine damage is caused by waterlogging, and the owner believes the engine was flooded after immersion, the insurance company may refuse to compensate. 2. Compensation conditions: The insurer is responsible for compensation according to the insurance contract if the engine of the insured vehicle is damaged due to heavy rain or floods while being used by the insured or their legally permitted driver.