Will Insurance Cover Engine Damage?
1 Answers
Generally, car engine failure cannot be claimed through insurance, but if the engine damage is caused by an accident, it will be covered. No coverage for natural damage: If the engine failure is due to inherent vehicle issues, the insurance company will not provide coverage. If the owner encounters such a situation after purchasing the car, they can check whether the vehicle is still under warranty. If it is within the warranty period, they can request compensation from the 4S store. If the warranty has expired, the owner will have to pay out of pocket for repairs or engine replacement at the 4S store. Accident damage will be covered: If the car engine damage falls within the coverage of the car damage insurance, the owner can claim compensation from the insurance company. In cases where the engine is damaged due to collisions or certain natural disasters, the owner should promptly notify the insurance company. After an on-site assessment by the insurance company's staff, the owner can receive appropriate compensation.