Will Insurance Cover Engine Damage?

1 Answers
GabrielaFitz
07/29/25 7:07pm
Generally, car engine failure cannot be claimed through insurance, but if the engine damage is caused by an accident, it will be covered. No coverage for natural damage: If the engine failure is due to inherent vehicle issues, the insurance company will not provide coverage. If the owner encounters such a situation after purchasing the car, they can check whether the vehicle is still under warranty. If it is within the warranty period, they can request compensation from the 4S store. If the warranty has expired, the owner will have to pay out of pocket for repairs or engine replacement at the 4S store. Accident damage will be covered: If the car engine damage falls within the coverage of the car damage insurance, the owner can claim compensation from the insurance company. In cases where the engine is damaged due to collisions or certain natural disasters, the owner should promptly notify the insurance company. After an on-site assessment by the insurance company's staff, the owner can receive appropriate compensation.
Was this review help?
14
2
Share
More Forum Discussions

Why is the Civic considered a 'Ghost Fire Youth' car?

The reason the Civic is considered a 'Ghost Fire Youth' car is its potential for modifications. Performance-wise: The new Civic still features a 1.5T turbocharged engine, maintaining the current advantages in fuel efficiency, environmental performance, and acceleration. The CIVIC is equipped with a 5-speed automatic transmission that delivers excellent acceleration performance and a 5-speed manual transmission that offers an exhilarating shifting experience, achieving agile acceleration and low fuel consumption during high-speed driving. Advanced suspension system: The MacPherson front suspension ensures good handling, while the rear wheels use a double-wishbone suspension, which not only reduces road noise but also ensures stable driving, making the ride more comfortable. Through the composite configuration of the body frame, impact forces from the front are effectively dispersed and absorbed.
19
0
Share

Which traffic law does driving a forklift on the road violate?

Driving a forklift on the road violates Article 119 of the "Road Traffic Safety Law of the People's Republic of China". Here are the details: Special vehicles: Special equipment includes the materials used, attached safety accessories, safety protection devices, and facilities related to safety protection devices. Forklifts belong to the category of in-plant vehicles under special equipment and are not allowed to operate on public roads outside the premises. Important notes: As special equipment, forklifts are strictly prohibited from road operation. If relocation is required, they must be transported to the destination by tow trucks or cranes. Forklifts are not classified as motor vehicles, making them ineligible for compulsory motor vehicle insurance or commercial insurance to share risks. In case of accidents causing personal or property damage, the forklift operator must bear the compensation costs personally.
10
2
Share

How Many Years Can the Original Transmission Fluid Last?

Under conditions where the original transmission fluid remains unopened and not exposed to direct sunlight or high temperatures, the shelf life of manual transmission fluid is generally 2-3 years, while automatic transmission fluid typically lasts up to 6 years. For opened transmission fluid, due to varying conditions, there is no precise expiration date, but it is recommended to use it as soon as possible, ideally within six months. Functions of Transmission Fluid: Transmission fluid serves to clean and lubricate the gear-shifting system, prolong the lifespan of transmission components, and provides certain rust prevention and heat dissipation effects. It is a crucial element for the proper functioning of the transmission and one of the indispensable fluids for automobiles. Depending on the type of transmission, transmission fluid is categorized into automatic transmission fluid (ATF) and manual transmission fluid. Timely Replacement: Like engine oil, transmission fluid loses its viscosity over time, leading to reduced sealing performance. The transmission relies on the lubrication provided by the fluid. If the transmission fluid is not replaced for an extended period, it will diminish the lubrication effectiveness, thereby affecting the operation of the hydraulic system and causing unstable pressure in the vehicle's transmission.
14
5
Share

What is the turning radius of a forklift?

According to the different models of forklifts, the minimum turning diameter also varies. For example, the Linde electric forklift E15C has a minimum turning radius of 1.4 meters, while the Heli H2000 has a minimum turning radius of 2.4 meters. Specific data should be checked in the product manual. Below is an introduction to forklifts: Overview: Forklifts are industrial handling vehicles, referring to various wheeled handling vehicles used for loading, unloading, stacking, and short-distance transportation of palletized goods. The International Organization for Standardization ISO/TC110 refers to them as industrial vehicles. They are commonly used for transporting large objects in warehouses and are usually powered by fuel engines or batteries. Scope of Application: Forklifts play a very important role in the logistics systems of enterprises and are the main force in material handling equipment. They are widely used in various sectors of the national economy, such as stations, ports, airports, factories, and warehouses.
12
0
Share

How long after canceling an exam appointment can you reschedule?

You can reschedule the exam the day after canceling an appointment. Below is additional information regarding driving test appointments: Time restrictions: Each subject can be tested once, with one retake allowed if the initial attempt fails. If the retake is not taken or also fails, the current exam session ends, and the applicant must reschedule. For Subject 2 and Subject 3, rescheduling must be done at least 10 days later. If the Subject 3 safety and civilized driving knowledge test fails, the passing score for the road driving skills test remains valid. Attempt limits: Within the validity period of the learning driving permit, the number of rescheduling attempts for Subject 2 and Subject 3 road driving skills tests must not exceed five. If the fifth rescheduled test fails, all previously passed subjects will be invalidated.
14
4
Share

Which country does Castrol belong to?

Castrol is a British brand, currently a subsidiary brand under BP (British Petroleum). Here is a detailed introduction to the Castrol brand: Development: Castrol has lubricant production plants in over 70 countries worldwide and 12 technical research centers in countries such as the UK, US, France, Germany, Italy, Japan, and Australia, ensuring that Castrol lubricants remain highly competitive. Products: In addition to automotive and motorcycle lubricants, Castrol has invested significant resources in product development for other critical sectors, such as powertrain systems, marine applications, and industrial uses.
20
2
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.