Will Insurance Cover Claims Without Vehicle Inspection?

1 Answers
VanCatherine
07/29/25 8:43pm
There are two scenarios regarding insurance claims without vehicle inspection: compulsory traffic insurance will provide compensation, while commercial auto insurance will not. Detailed information about insurance is as follows: 1. Insurance Claims: Refers to the act where an insurance company fulfills its obligation to compensate or pay according to the contract when the insured property suffers a loss or personal life is harmed due to an insured incident involving the subject matter of insurance, or when other insured incidents specified in the policy occur, requiring the payment of insurance benefits. 2. Compulsory Insurance: Compulsory insurance does not include the failure to inspect a vehicle in its exemption clauses, hence it will provide compensation. 3. Commercial Auto Insurance: Commercial auto insurance stipulates that in the event of a traffic accident, if the insured vehicle has not undergone the required annual inspection or fails the inspection, or if the insured vehicle lacks other valid driving documents, the insurer will not be liable for compensation. This means the insurance contract only applies to qualified and legal vehicles, and vehicles without annual inspection are not covered.
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