Will Insurance Cover Cars Flooded in Residential Underground Parking?

1 Answers
SimonDella
07/30/25 12:42am
Insurance companies will not compensate for cars flooded in underground parking. Auto insurance compensation requirements: Natural wear and tear of mechanical parts due to vehicle use, corrosion damage from contact with harmful gases or liquids, malfunctions in vehicle components or systems affecting normal operation, excessive tire wear, quality defects or overinflation causing sudden tire bursts, and losses due to natural aging or rusting of insured vehicle parts are considered normal losses. These are not caused by insured incidents, and the insurer is not liable for compensation. Auto Insurance: Motor vehicle insurance, also known as car insurance (referred to as auto insurance), is a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. It is a form of transport insurance that covers the vehicle itself and its third-party liability.
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