Will Insurance Cover Car Damage Due to Flooding?

[GideonDella]

Will Insurance Cover Car Damage Due to Flooding? The following is relevant information about water damage insurance: 1. Definition: Water damage insurance is a newly derived type of auto insurance, primarily referring to an additional coverage that car owners purchase for their engines. During heavy rain or flooding, if the insured vehicle's exhaust pipe or intake pipe is submerged in water, and the driver continues to start the vehicle or attempts to start it using inertia; or if the vehicle is started without necessary repairs after suffering from heavy rain or flooding. In these two scenarios, purchasing water damage insurance is necessary to receive corresponding compensation. 2. Claims Handling: Compensation is based on actual repair costs within the insured amount. However, if the cumulative claim amount reaches the insured limit during the policy period, the insurance liability terminates. Each claim under water damage insurance is subject to a 15% absolute deductible rate.