Will Insurance Cover an Accident If the Vehicle Has No License Plate?

1 Answers
ClaytonDella
07/29/25 10:09pm
When insuring a vehicle, if it does not have a license plate, the insurance company will not be responsible for compensation in the event of an accident. Here are the relevant details: Situations where car insurance does not provide coverage: Losses caused by a new car without a license plate, without a temporary plate, or during the period when the temporary plate has expired are not covered. In the exemption clauses of the four basic types of car insurance, it is clearly stated that unless otherwise agreed, the insurance company will not compensate for any insurance accident if the vehicle does not have a legally valid driving license, license plate, temporary plate, or temporary movement permit issued by the traffic management department of the public security authority. Two conditions: The insured vehicle must meet two conditions: first, the insured vehicle must have a driving license or license plate issued by the traffic management department of the public security authority; second, it must have passed the inspection by the traffic management department of the public security authority within the specified period. However, generally, through special agreement, newly registered vehicles that are required by government regulations to be insured before inspection and issuance of a license plate may be covered for vehicle damage insurance and third-party liability insurance.
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