Will insurance cover an accident if the driver's license has been expired for several months?
1 Answers
If a driver's license has been expired for several months and a vehicle accident occurs, the insurance company may refuse to compensate. Below are the specific details: According to relevant laws and regulations, the validity period of a motor vehicle driver's license is 6 years, 10 years, or long-term. Within 90 days before the expiration of the driver's license, the holder should apply for a renewal at the vehicle management office where the license was originally issued. If a driver fails to renew the license within one year after its expiration, the license will be automatically revoked by the system. Failure to renew on time: If the driver's license has been expired for less than one year: The renewal can be processed normally, but driving is not allowed before the renewal. The driver should bring relevant documents ("Motor Vehicle Driver's License Application Form," the driver's ID card, the original driver's license, a medical examination certificate, and three recent one-inch white-background color photos without hats) to the vehicle management office for processing. If the driver's license has been expired for more than one year but less than three years: It falls under the category of "revocable but recoverable," and the driving qualification can be restored after passing the subject one exam. If the driver's license has been expired for more than three years: The driver must retake all the exams to obtain a new license.
