Will Insurance Cover After Changing the Car Emblem?

[Barry]

In the event of an accident, the claim may not be covered because changing the car emblem results in a discrepancy between the insured vehicle and the photo on the vehicle registration certificate. Therefore, in case of an accident, the commercial insurance portion may not provide compensation. Below are the scenarios after changing the car emblem: 1. No Impact on Compensation: Changing the car emblem does not affect the insurance company's compensation, as it is not causally related to the occurrence of a traffic accident. 2. Changes in Deductible Rate: There may be significant changes in the deductible rate, involving issues of unauthorized vehicle modification. 3. Traffic Police Fines and Penalty Points: Changing the car emblem violates the Road Traffic Safety Law, resulting in varying fines, a deduction of 6 points from the driver's license, and failure to pass the annual inspection.