Will insurance cover accidents if a private car is used for Didi rides?

1 Answers
Jasper
09/08/25 6:00am
Private cars used for Didi rides will not be covered by insurance in case of an accident. According to Article 52 of the Insurance Law, if the risk level of the insured subject significantly increases during the validity period of the contract, the insured must promptly notify the insurer as stipulated in the contract. If the insured fails to fulfill this notification obligation, the insurer will not be liable for compensation in the event of an insurance accident caused by the significant increase in risk. Relevant information about compulsory traffic insurance is as follows: Introduction: The full name of compulsory traffic insurance is "Compulsory Traffic Accident Liability Insurance for Motor Vehicles." It is a mandatory liability insurance where the insurer compensates for personal injury, death, or property loss (excluding the driver and passengers of the insured vehicle) caused by road traffic accidents involving the insured vehicle, within the liability limits. Necessity: Compulsory traffic insurance ensures compensation for victims of motor vehicle road traffic accidents and promotes road traffic safety. It provides timely and basic protection for victims of traffic accidents.
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