Will Insurance Cover a Smashed Windshield?

[Galadriel]

Only if you have purchased insurance, the insurance will cover a smashed windshield. Auto insurance can be divided into compulsory traffic liability insurance, vehicle damage insurance, and third-party liability insurance. Compulsory Traffic Liability Insurance: Compulsory traffic liability insurance is the first mandatory insurance system implemented by national law in China. The 'Regulations on Compulsory Traffic Accident Liability Insurance for Motor Vehicles' [hereinafter referred to as the 'Regulations'] stipulate that compulsory traffic liability insurance is a mandatory liability insurance where the insurance company compensates for personal injury, death, or property damage caused by the insured motor vehicle in a road traffic accident within the liability limits. Vehicle Damage Insurance: Vehicle damage insurance refers to the insurance company compensating for the loss of the insured vehicle caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability, according to the provisions of the insurance contract.