Will insurance cover a small chip on the windshield caused by a stone?
1 Answers
Insurance will cover a small chip on the windshield caused by a stone, but only if the owner has purchased standalone glass breakage insurance. Definition of glass insurance: Glass insurance, officially known as standalone glass breakage insurance, is a type of coverage where the insurance company is responsible for compensating the insured vehicle for the loss due to standalone glass breakage during the insurance period. It mainly includes the front and rear windshields and side windows of the vehicle, but does not cover headlights, rearview mirror glass, sunroofs, or associated vehicle damage. Claims considerations: Glass insurance does not guarantee that the insurance company will compensate for all glass damage. For instance, if the glass is damaged during installation or repair, the insurance company will not be responsible for compensation.