Will Insurance Cover a Second Attempt to Start the Engine?

1 Answers
AylaFitz
07/30/25 9:46am
In general, insurance companies will refuse to cover damages resulting from a second attempt to start the engine. Here is some relevant information: 1. Reason: This is because knowingly starting the engine after the vehicle has been submerged in water is considered a clear mistake. It is recommended to carefully read the terms of the purchased water damage insurance to understand the specific provisions. Car owners should immediately report the incident to the insurance company, explain the situation, and if necessary, the insurance company's loss assessor will visit the scene to inspect and provide advice. 2. Note: If the car stalls in water, the owner should quickly seek help to push the car to a dry area nearby. Do not stay in the car waiting for rescue, as rising water levels can flood the entire engine compartment, causing severe damage to the vehicle's electronic components.
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