Will Insurance Cover a Cracked Windshield?

1 Answers
VonEden
07/30/25 8:14am
Whether insurance will cover the damage depends first on whether you have purchased glass insurance, and then whether the glass insurance includes a waiver of deductible. If you have purchased glass insurance, you can call the insurance company to file a claim. If you do not have glass insurance, the damage will be covered as long as the windshield was not the only part damaged in the same incident. Below is an expanded explanation of auto windshield insurance coverage: 1. The other party's liability: If the damage was caused by the other party in an accident, their compulsory traffic insurance and third-party liability insurance will cover the compensation. 2. Your own liability: If the accident was your fault, as long as you have collision insurance, you can use it to cover the cost of repairing your windshield. 3. Direct compensation: If the windshield was damaged by someone else, you can seek compensation directly from the responsible party.
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