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Will Insurance Cover a Car Washed Away by Flood?

1 Answers

SophiaRose

07/25/25 2:04am

A car washed away by flood but cannot be found may be covered by the insurance company if the owner has purchased relevant insurance such as vehicle damage insurance. Here is some relevant information about vehicle damage insurance: 1. Basic Concept: Vehicle damage insurance is a type of commercial auto insurance where the insurance company compensates within a reasonable range for damages to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. 2. Insurance Premium Discounts: The new policy also sets 12 levels of auto insurance rate adjustments based on the previous year's claim records, with dynamic adjustments made according to the previous year's claims. The highest level is level 12, where the insurance premium will be adjusted to 200%; the lowest level is level 1, where the insurance premium will be adjusted to 50%.

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