Will Insurance Cover a Car That Was Flooded While Parked?

[Jeanette]

If a vehicle is flooded while parked and the owner has purchased auto damage insurance, the insurance company will provide full compensation. Relevant information is as follows: Once you discover that your car has been flooded, do not attempt to start the vehicle immediately. Instead, first call your insurance company to report the incident. It is crucial to notify the insurance company within 24 hours; otherwise, the claims process may become complicated. Next, wait for the insurance company's personnel to arrive. If they cannot come to the scene, be sure to take photos of the scene as evidence, especially of the severely damaged areas of the vehicle, to facilitate the later assessment of damages. However, always prioritize safety when taking photos.