Will Insurance Cover a Car Flooded in an Underground Garage?

[DiJoseph]

If a car is damaged due to flooding in an underground garage, as long as the vehicle is insured under the vehicle damage insurance, the insurance company will compensate for the loss as a natural disaster. Below is a brief introduction to auto insurance: 1. Components: Auto insurance generally consists of basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. 2. Coverage: Vehicle damage insurance covers the loss of the insured vehicle; third-party liability insurance covers damages to targets outside the insured vehicle, such as people hit, public property, or other vehicles; passenger liability insurance covers personal and property losses of passengers in the insured vehicle; theft insurance covers the insured vehicle in case of theft; no-deductible coverage ensures 100% compensation in case of an accident.