Will insurance cover a car flooded in a natural disaster?

[SanLane]

Insurance companies will compensate for water-damaged vehicles. Introduction to auto damage insurance coverage: Auto damage insurance refers to a commercial vehicle insurance where the insurer compensates within reasonable limits when the insured vehicle is damaged in an accident while being used by the policyholder or an authorized driver. Auto damage insurance and third-party liability insurance are basic vehicle insurances that primarily cover losses to the insured vehicle and damages caused to third parties by the insured vehicle during use. Most losses caused by natural disasters are covered. Introduction to waterlogging insurance: Waterlogging insurance is an additional coverage that cannot be purchased separately and must be added to auto damage insurance. For vehicles already insured with auto damage insurance, policyholders can purchase "waterlogging insurance" as an add-on. This insurance carries a 20% deductible, but if the deductible waiver is purchased, 100% compensation can be obtained.