Will Insurance Cover a Car Flooded in a Flood?

[OliveLynn]

If you have purchased water wading insurance, the insurance company will compensate. Here is additional information: 1. Engine water ingress: General losses from a flooded car can be compensated within the limits of the vehicle damage insurance, but most insurance companies' vehicle damage insurance policies include exemption clauses for 'losses caused by engine water ingress.' Compensation for damages caused by engine water ingress can be complicated and may even be denied. 2. Water wading insurance: Water wading insurance is an additional coverage that cannot be purchased separately and must be bought alongside vehicle damage insurance. If you have already purchased vehicle damage insurance, you can add 'water wading insurance' at the insurance company. This insurance has a 20% deductible rate, but if you purchase the no-deductible option for this coverage, you can receive 100% compensation.