Will Insurance Cover a Car Damaged by Flooding?

[DiCaleb]

Insurance will cover a car damaged by flooding. Here are the key points to note: 1. As long as the owner has purchased vehicle damage insurance, they can call the insurance company to file a claim if the car is flooded. If the car was submerged while parked, the insurance company will provide full compensation. 2. According to the vehicle damage insurance policy, the insurer is responsible for covering total or partial losses caused by lightning, heavy rain, floods, waterlogging, tsunamis, etc. 3. However, many drivers attempt to restart their cars after stalling in water, which can cause engine damage—such losses are not covered by insurance. Therefore, never attempt to restart the engine after a car has been flooded.