Will Insurance Cover a Car Damaged by a Falling Tree?

1 Answers
FranciscoLee
07/30/25 2:12am
If a tree is blown down by wind and damages a car, and the car is covered by collision insurance, the insurance company will provide compensation. Coverage of Collision Insurance: Automobile Damage Insurance generally covers vehicle losses caused by collisions, falling objects, spontaneous combustion, fires, explosions, storms, heavy rain, mudslides, landslides, etc. It also covers necessary and reasonable rescue expenses incurred by the insured to prevent or reduce the loss of the insured vehicle after an insurance incident. The insurance company will be responsible for compensation within the scope of liability. Points to Note: Window film is not covered; logo damage is not covered; additional equipment damage is not covered; damage caused during glass installation or car repairs is not covered.
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