Will I be charged if I don't use ETC for a year?

[AutumnLynn]

There is no minimum annual spending requirement for ETC, but you need to use it a certain number of times to waive the annual fee. Even if you don't use ETC, there will still be fees, such as a monthly ETC card service fee of 3 yuan charged by the bank, plus a 2 yuan monthly SMS service fee. Below are the ETC card fee standards for some banks: 1. China Construction Bank: Advantages: Free SMS service, withdrawal fee rate is only 0.5%, and a lost card handling fee is charged. The first year's annual fee is waived, and the card fee is charged in the second year. The annual fee is waived if you make three transactions. Disadvantages: ETC cards with car service functions (such as car wash discounts, fuel discounts, and roadside assistance discounts) have an annual fee. There are fewer types of gifts that can be redeemed with points. 2. Bank of China: Advantages: Free SMS service, withdrawal fee rate is only 1%. The first year's annual fee is waived, and the annual fee for the following year is waived if you make six transactions. A lost card handling fee is charged. Disadvantages: The points required for redemption are high, and there are fewer types of gifts available.